-- First ping, accepted a 20+ min ping without looking into ping detail (still yet to get the hang of it) for a 3 min train station trip.
-- I went through a pretty bad patch some years ago (before Uber), 22% interest on CC, meant that was my #1 focus, ATO/GST/PAYG/other suppliers could all wait because they were low or 0 interest.
get the hang of sth:
to learn how to do or to use sth or to understand sth.
1. a period of time of the type mentioned, usually a difficult or unhappy one;