Saturday, July 31, 2010

tick & contribution

----- Experience -----
Staff Community Fund (SCF)
I do not wish to make any contributions to the Staff Community Fund: [  ] (tick)
I wish to make the following contribution to the Staff Community Fund:________(insert amount)

----- Explanation -----
1. A tick is a written mark like a V: √. It is used to show that something is correct or has been selected or dealt with.
2. If you tick something that is written on a piece of paper, you put a tick next to it.
3. When a clock or watch ticks, it makes a regular series of short sounds as it works.
4. a small insect that bites humans and animals and sucks their blood. There are several types of tick, some of which can carry diseases.

1. a sum of money that you pay regularly to your employer or the government in order to pay for benefits such as health insurance, a pension, etc.
2. a sum of money that is given to a person or an organization in order to help pay for something
3. an action or a service that helps to cause or increase something

1. If you contribute to something, you say or do things to help to make it successful.
2. To contribute money or resources to something means to give money or resources to help pay for something or to help achieve a particular purpose.
3. If something contributes to an event or situation, it is one of the causes of it.

Friday, July 30, 2010

notional & discretionary

----- Experience -----
Annexure: Remuneration agreement
This remuneration agreement sets out your remuneration with us.

Total remuneration package
Your total annual remuneration  package will consist of:
Base remuneration:  *
Superannuation (pension): (this is a notional amount only for defined benefits members - see below for more information) *
Total fixed remuneration: *

You will also have a Short term Incentive potential (STI) of *, taking your total potential remuneration to *;

Your remuneration will be reviewed annually (but not necessarily increased) with the first review being effective from 1 July 2011.

In addition to your remuneration package, we also provide our employees with a wide range of discretionary employee benefits (such as discounted financial products). Please refer to the HR Intranet for an overview of the benefits available from time-to-time.

----- Explanation -----
Something that is notional exists only in theory or as a suggestion or idea, but not in reality.
1. A notion is an idea or belief about something.
2. Notions are small articles for sewing, such as buttons, zips, and thread

Discretionary things are not fixed by rules but are decided on by people in authority, who consider each individual case.
1. the freedom or power to decide what should be done in a particular situation 
2. care in what you say or do, in order to keep something secret or to avoid causing embarrassment or difficulty for somebody; the quality of being discreet

Thursday, July 29, 2010

footage & deploy

----- Experience -----
Workplace surveillance
We carry out continuous and ongoing surveillance of our workplaces. This includes through the use of footage from cameras (deployed in public and workplace areas of Group premises) and monitoring of computers (and other technology).

----- Explanation -----
Footage of a particular event is a film of it or the part of a film which shows this event.

To deploy troops or military resources means to organize or position them so that they are ready to be used.

Wednesday, July 28, 2010

repayment & lump sum

----- Experience -----
Overpayments and set off
Where an overpayment is made to you, we may recover the mount of the overpayment. You will be expected to make any repayment in a lump sum as soon as possible, except where the amount is substantial and this would cause hardship (in which we will consider a request for payment in installment).

----- Explanation -----
1. the act of paying back money that you have borrowed from a bank, etc
2. a sum of money that you pay regularly to a bank, etc. until you have returned all the money that you owe 

1. If you repay a loan or a debt, you pay back the money that you owe to the person who you borrowed or took it from.
2. If you repay a favour that someone did for you, you do something for them in return.

lump sum:
an amount of money that is paid at one time and not on separate occasions
1. A lump of something is a solid piece of it.
2. A lump on or in someone's body is a small, hard swelling that has been caused by an injury or an illness.
3. A lump of sugar is a small cube of it.

Tuesday, July 27, 2010

restraint & solicit

----- Experience -----
After the termination of your employment, you must not (and must not attempt to) whether as an employee of an entity or in any other capacity:
solicit, entice or persuade any of our employees (or those of a related body corporate) to terminate their employment;

----- Explanation -----
1. Restraints are rules or conditions that limit or restrict someone or something.
2. Restraint is calm, controlled, and unemotional behaviour.
3. Restraint of something is the act of preventing it from increasing too much or from being done freely.

1. If you solicit money, help, support, or an opinion from someone, you ask them for it.
2. When prostitutes solicit, they offer to have sex with people in return for money.

1. Solicitation is the act of asking someone for money, help, support, or an opinion.

1. In Britain, a solicitor is a lawyer who gives legal advice, prepares legal documents and cases, and represents clients in the lower courts of law. Compare barrister.
2. In the United States, a solicitor is the chief lawyer in a government or city department.

Monday, July 26, 2010

confidential & breach

----- Experience -----
From Commonwealth Bank Employment Agreement:
Confidential information
During and after your employment with us, you must treat all confidential information relating to our business, our related bodies corporate or any of our clients (or those of a related body corporate) with the strictest secrecy.

You must not use or disclose such information to any person (nor copy or reproduce it), except where the law requires disclosure or as part of the proper performance of your duties. This clause does not apply to any information which enters the public domain (except as a consequence of a breach of duty by you).

On termination of your employment, you must immediately return to us all books, records, documents and any other property relating to our business (or that of any of our related bodies corporate or clients) or your duties, functions and responsibilities.

In particular, the terms and conditions of your employment (including remuneration arrangements) are strictly confidential. It is a condition of your employment that you do not discuss these matters with any other person other than your legal or financial advisers or immediate family members.

---As  to learning of this term, I decide to stop learning and inputing them on the Internet because they are confidential information as I just know.

----- Explanation -----
1. Information that is confidential is meant to be kept secret or private.
2. If you talk to someone in a confidential way, you talk to them quietly because what you are saying is secret or private.

1. If you breach an agreement, a law, or a promise, you break it.
2. A breach of an agreement, a law, or a promise is an act of breaking it.
3. A breach in a relationship is a serious disagreement which often results in the relationship ending.

Sunday, July 25, 2010

jurisdiction & waive

----- Experience -----
From Commonwealth Bank Employment Agreement:
Intellectual  property 
'Intellectual Property' means all present and future rights to intellectual property that you create during your employment . This includes any inventions and improvements, trade marks (whether registered or common law trade marks), designs, copyright, any corresponding property rights under the laws of any jurisdiction and any rights in respect of an invention, discovery, trade secret, secret process, know-how, concept, idea, information, process, data or formula.

We own all Intellectual Property rights and you must do all things necessary to ensure that we own the Intellectual Property. You must inform us of all Intellectual Property that you create.

You agree to waive any right to attribution of authorship (and any other moral rights you may have) under the Copyright Act (and any other applicable legislation) in respect of any Intellectual Property.

----- Explanation -----
1. Jurisdiction is the power that a court of law or an official has to carry out legal judgments or to enforce laws.
2. an area or a country in which a particular system of laws has authority

1. If you waive your right to something, for example legal representation, you choose not to have it or do it.
2. If someone waives a rule, they say that people do not have to obey it in a particular situation.

Saturday, July 24, 2010

probationary severance

----- Experience -----
From Commonwealth Bank Employment Agreement:
Termination of Employment
You will be employed for a probationary period of six months from your commencement date. During this period, either of us may terminate your employment by giving two week's notice, or by us making a payment equivalent to two week's base remuneration instead of giving notice.

After this period, either of us may terminate your employment at any time by giving 4 weeks written notice. We may elect to make a payment to you (calculated on your base remuneration in lieu of all or part of your notice period. If we terminate your employment and you are over 45 years of age at that time and have completed at least 2 years continuous employment, we will give you an additional weeks notice (or payment in lieu).

On the termination of your employment, any payments in lieu of accrued but unused annual or long service leave entitlements will be based on your base remuneration applying at the time.

If we are satisfied that you have engaged in serious misconduct, we may terminate your employment with immediate effect, with pay up to the day of termination only.

Severance pay is provided for in the applicable EBA.

You agree that we are not under any obligation to make any further payments to you (whether by way of compensation or otherwise) in connection with the termination of your employment other than as set out in this 'Termination of Employment' clause.

----- Explanation -----
A probationary period is a period after someone starts a job, during which their employer can decide whether the person is suitable and should be allowed to continue.
1. Probation is a period of time during which someone is judging your character and ability while you work, in order to see if you are suitable for that type of work.
2. Probation is a period of time during which a person who has committed a crime has to obey the law and be supervised by a probation officer, rather than being sent to prison.

1. Severance pay is a sum of money that a company gives to its employees when it has to stop employing them.
2. Severance from a person or group, or the severance of a connection, involves the ending of a relationship or connection.

Friday, July 23, 2010

accrue & excessive

----- Experience -----
--From Commonwealth Bank Employment Agreement:
You will be eligible to take leave in accordance with our leave policies (as amended from time to time). Currently, under our policies, the leave you may be eligible to take includes:
  • 4 week's annual leave per annum;
  • Personal (sick) leave is provided for in the applicable EBA;
  • 10 days carer's leave per annum (to be reduced by any personal leave taken but not below 5 days per annum);
  • 65 working days long service leave after completing 10 years service; and
  • 12 weeks paid parental leave following the birth or adoption of a child if you are the primary care giver and have completed 12 moths service.
You must take leave where our policies require you to do so (for example, you have accrued an excessive annual leave balance).

----- Explanation -----
1. If money or interest accrues or if you accrue it, it gradually increases in amount over a period of time.
2. to allow a sum of money or debts to grow over a period of time

If you describe the amount or level of something as excessive, you disapprove of it because it is more or higher than is necessary or reasonable.
1. An excess of something is a larger amount than is needed, allowed, or usual.
2. Excess is used to describe amounts that are greater than what is needed, allowed, or usual.
3. Excess is behaviour that is unacceptable because it is considered too extreme or immoral.

Thursday, July 22, 2010

obligation & legislation

----- Experience -----
Probity and Background Checks:
In order to assist us to comply with our obligations under anti money laundering legislation (amongst other things), this offer, and your continuing employment with us, is conditional on satisfactory reference, qualification and probity checks including a criminal history check. These may be conducted by us or our agents. It is also conditional on completion by you, to our satisfaction, of the enclosed forms and other documents issued to you with this offer.

----- Explanation -----
1. If you have an obligation to do something, it is your duty to do that thing.
2. If you have an obligation to a person, it is your duty to look after them or protect their interests.
3. In advertisements, if a product or a service is available without obligation, you do not have to pay for that product or service until you have tried it and are satisfied with it.
If something obligates you to do a particular thing, it creates a situation where you have to do it.

1.1. a law or a set of laws passed by a parliament
1.2. Legislation consists of a law or laws passed by a government.
2. the process of making and passing laws
When a government or state legislates, it passes a new law.

Wednesday, July 21, 2010

probity & comply

----- Experience -----
-From Commonwealth Employment Agreement:
Probity and Background Checks:
In order to assist us to comply with our obligations under anti money laundering legislation (amongst other things), this offer, and your continuing employment with us, is conditional on satisfactory reference, qualification and probity checks including a criminal history check. These may be conducted by us or our agents. It is also conditional on completion by you, to our satisfaction, of the enclosed forms and other documents issued to you with this offer.

----- Explanation -----
1.1. the quality of being completely honest 
1.2. Probity is a high standard of correct moral behaviour.

to obey a rule, an order, etc.
comply with:
If someone or something complies with an order or set of rules, they are in accordance with what is required or expected.

Tuesday, July 20, 2010

mighty & warrior

---------- Forwarded message ----------
From: Stone Zou <>
Date: Sun, Jul 18, 2010 at 3:19 PM
Subject: mighty & warrior
To: Diary <>

----- Experience -----18 July
Near the church which is opposite our house, there is a small building (maybe is a house) which has a plate above the gate which written:
Go to the mighty warrior.

----- Explanation -----
1. Mighty is used in front of adjectives and adverbs to emphasize the quality that they are describing.
2. Mighty is used to describe something that is very large or powerful.

warrior is a fighter or soldier, especially one in former times who was very brave and experienced in fighting.

explicit & elicit

----- Experience -----
The elicit I have learned before, and I often see the word 'explicit' which I confuse with elicit, for they seem alike. Here are some examples:
'He gave me very explicit directions on how to get there.'
'She was quite explicit about why she had left.'

----- Explanation -----
1. Something that is explicit is expressed or shown clearly and openly, without any attempt to hide anything.
2. If you are explicit about something, you speak about it very openly and clearly.

1. If you elicit a response or a reaction, you do or say something which makes other people respond or react.
2. If you elicit a piece of information, you get it by asking the right questions.

Monday, July 19, 2010

second & accountability

----- Experience -----
Quote from Commonwealth Bank Agreement:
Duties and starting date:
You will commence in the position of Qualitative Analyst on 26 July 2010 (or such other date as we may agree with you) and you will report to me. Your place of work will be Level ....
Our aim is to develop our people and enhance their capabilities. As part of this, or our general business needs, you may, from time to time, be transferred, promoted or seconded to work at other location or for any our related bodies corporate from time to time.
Your position, title, accountabilities and reporting line may also change over time. If this is the case, this employment agreement and your remuneration agreement will continue to apply to your employment unless we:
.enter into a new written employment agreement; or
.vary this employment agreement in writing.

----- Explanation -----
1. If you are seconded somewhere, you are sent there temporarily by your employer in order to do special duties.
2. a unit for measuring time. There are 60 seconds in one minute.

If you are accountable to someone for something that you do, you are responsible for it and must be prepared to justify your actions to that person.

accountability: responsibility.

Saturday, July 17, 2010

annexe & opt

----- Experience -----
2. commonwealth bank offer
Overview of remuneration:
Your remuneration package is set out in the remuneration agreement annexed to this employment agreement. By entering into this employment agreement, you also agree to the remuneration agreement coming into effect in accordance with its terms.

In the event you decide to opt out of the remuneration agreement because you want to be remunerated in accordance with the applicable EBA, all of the provisions of this employment agreement (other than the remuneration agreement) will continue to apply until you enter into a new employment with us confirming your new terms and conditions of employment. 

----- Explanation -----
1. An annexe to a document is a section added to it at the end.
2. An annexe is a building which is joined to or is next to a larger main building.

1. To append or attach, especially to a larger or more significant thing.
2. To incorporate (territory) into an existing political unit such as a country, state, county, or city.

to choose to take or not to take a particular course of action
opt into:
to choose to be part of a system or an agreement 
opt out:
to choose not to take part in something

Friday, July 16, 2010

qualitative & set out

----- Experience -----
Quote from Commonwealth Bank Employment Agreement:
I refer to our recent discussions and am delighted to offer you employment with the Commonwealth Bank of Australia in the position of Qualitative Analyst in our *** on the terms and conditions set out below.

----- Explanation -----
1. relating to the nature or standard of something, rather than to its quantity.

set out:
1. If you set out a number of facts, beliefs, or arguments, you explain them in writing or speech in a clear, organized way.
2. When you set out, you start a journey.
3. If you set out to do something, you start trying to do it.
4. If you set things out, you arrange or display them somewhere.

Thursday, July 15, 2010

perspective & prospect

----- Experience -----
I often confuse these two words even though their letters are quite different. And sometimes, the word prospect can derive the word prospective.

----- Explanation -----
1. If you get something in perspective or into perspective, you judge its real importance by considering it in relation to everything else. If you get something out of perspective, you fail to judge its real importance in relation to everything else.
2. A particular perspective is a particular way of thinking about something, especially one that is influenced by your beliefs or experiences.
3. A particular perspective is a particular way of thinking about something, especially one that is influenced by your beliefs or experiences.
4. the ability to think about problems and decisions in a reasonable way without exaggerating their importance 

1. If there is some prospect of something happening, there is a possibility that it will happen.
2. A particular prospect is something that you expect or know is going to happen.
3. Someone's prospects are their chances of being successful, especially in their career.
4. a wide view of an area of land, etc. 

1. You use prospective to describe someone who wants to be the thing mentioned or who is likely to be the thing mentioned.
2. You use prospective to describe something that is likely to happen soon.

Wednesday, July 14, 2010

compassion & fatigue

----- Experience -----
The compassion was heard when I drove back from factory. I heard clearly but just didn't understand what it mean. When I got home, the first thing I did was look up this word in the mobile phone dictionary and find another word is derived from it: compassion fatigue.

----- Explanation -----
a strong feeling of sympathy for people who are suffering and a desire to help them.

compassion fatigue:
is unwilling to give money or care for people in difficulties, as a result of too much discussion of the problem in the media.

1. You can say that people are suffering from a particular kind of fatigue when they have been doing something for a long time and feel they can no longer continue to do it.
2. Fatigue is a feeling of extreme physical or mental tiredness.
3. Fatigues are clothes that soldiers wear when they are fighting or when they are doing routine jobs.

Tuesday, July 13, 2010

ASX & securities

----- Experience -----
The ASX is the abbreviation for Australia Securities eXchange .
ASX Limited Helping listed companies raise capital - providing opportunities for investors to build their wealth - enabling buyers and sellers to transact with confidence: ASX plays a crucial role in sustaining the health of the Australian economy.

----- Explanation -----
 is the abbreviation for Australia Securities eXchange.

Securities are stocks, shares, bonds, or other certificates that you buy in order to earn regular interest from them or to sell them later for a profit

1. Security refers to all the measures that are taken to protect a place, or to ensure that only people with permission enter it or leave it.
2. A feeling of security is a feeling of being safe and free from worry.
3. If something is security for a loan, you promise to give that thing to the person who lends you money, if you fail to pay the money back.

Monday, July 12, 2010

rip & head

---------- Forwarded message ----------
From: Stone Zou <>
Date: Thu, Jul 8, 2010 at 3:04 PM
Subject: rip & head
To: Diary <>

----- Experience -----
I failed to get my passport label this morning for it must be done between 9-11 and it was 11:07 already when I got to Immigration office.

I saw this advisement poster in Central Station and took a picture of it because there is two words on it I don't understand well.

'How well do you know the people in your phonebook?
1 in 28 call in sick today
1 in 15 will cry at work today
And 1 in 6 will let one rip on the train today
With millions of customers across Australia, you'll be surprised how many of your mates are with Vodafone. Join on our new Contract Caps from &29 a month and call them all day. every day, with unlimited Vodafone to Vodafone calling on standard voice calls within Australia.
Head in store today or visit

----- Explanation -----
1. to tear something or to become torn, often suddenly or violently
2. If you let something rip, you do it as quickly or as forcefully as possible. You can say `let it rip' or `let her rip' to someone when you want them to make a vehicle go as fast as it 

to move in a particular direction.

democracy & dictatorship

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Below is the image at:

----- Experience -----
'To summarize, if you want to lastingly raise your level of happiness by changing the external circumstances (which probably account for no more than between 8 and 15 percent of the variance in happiness) of your life, you should do the following:
1. Live in a wealthy democracy, not in an impoverished dictatorship (a strong effect);
2. Get married (a robust effect, but perhaps not causal)
3. Avoid negative events and negative emotion (only a moderate effect)
4. Acquire a rich social network (a robust effect, but perhaps not causal)

As fas as happiness and life satisfaction are concerned, however, you needn't bother to do the following:
6. Make more money (money has little or no effect once you are comfortable enough to buy this book, and more materialistic people are less happy.)
7. Stay healthy (subjective health, not objective health matters)
8. Get as much education as possible (no effect)
9. Change your race or move to a sunnier climate (no effect)'

--From Authentic Happiness, Page 61.

----- Explanation -----
1. Democracy is a system of government in which people choose their rulers by voting for them in elections.
2. A democracy is a country in which the people choose their government by voting for it.
3. Democracy is a system of running organizations, businesses, and groups in which each member is entitled to vote and take part in decisions.

1. Dictatorship is government by a dictator.
2. A dictatorship is a country which is ruled by a dictator or by a very strict and harsh government.
1. If someone dictates to someone else, they tell them what they should do or can do.
2. If you dictate something, you say or read it aloud for someone else to write down.
1. Dictatorial means controlled or used by a dictator.
2. If you describe someone's behaviour as dictatorial, you do not like the fact that they tell people what to do in a forceful and unfair way.
A dictator is a ruler who has complete power in a country, especially power which was obtained by force and is used unfairly or cruelly.